Spread the cost with Payment Assist:
HiQ’s finance options

We all know that running a car doesn’t always go according to plan. That’s why many of our centres now offer Payment Assist, giving you the flexibility to spread the cost of your repairs or servicing into manageable, interest-free instalments. With Payment Assist, there’s no need to delay essential work or compromise on safety, whether you’re in need of a new set of tyres or any repair/service.

How does paying for car repairs on finance work?

Unlike most finance schemes, we won’t charge you any interest or fees, and there is no additional premium to use the Payment Assist service. You will pay exactly the amount charged as if you paid in one go. If you select to pay monthly via payment assist you will pay in equal-size amounts over 3 months with 0% interest, until the original amount due is covered.

  • Step 1

    Ask for or select Payment Assist when checking out.

  • Step 2

    Pay 25% of the total amount due and spread the cost over 3 months.

  • Step 3

    Continue to make payments until the original amount has been paid in full.

  • Step 4

    That’s it! 0% interest means you don’t pay any extra.

Payment assist calculator

Use the calculator below to see how you can spread the cost of your purchase with Payment Assist. Simply adjust the amount to view available interest-free instalment options.

Finance Provider Duration Interest Rate Deposit Installments Total Payment
Payment Assist Pay in 3 0% 2 x
Payment Assist Pay in 4 0% 3 x
Payment Assist Pay in 6 0% 5 x
Payment Assist Pay in 9 0% 8 x
Please note Payment Assist is only available at selected centres. To check if it’s available at your local centre you will need to look for the Payment Assist icon under your local centre’s offered services. This calculator provides illustrative examples only and does not constitute a finance offer. Payment Assist availability and terms may vary by centre and are subject to approval.

Look for "Payment methods"

You’ll find the Payment Assist logo displayed on the centre pages under Payment Methods, highlighting where flexible finance options are available.

Find your local HiQ centre

Payment methods

We accept the following payment methods

  • Spread your cost across 3, 4, 6 or 9 months. Use our handy Payment Assist calculator to see how much your monthly instalments would be based on the amount you need to spend.

Payment Assist is available for a large number of our centre including East Ham, Leeds & Aberdeen. You can find out if your local centre offers Payment Assist via the centre page under “Payment Methods” or by contacting them directly.

Yes, finance agreements are subject to credit checks. These checks help us make sure the payments will be manageable for you and reduce risk. You can find out more information on this via our T&Cs.

For Payment Assist you must have a UK based Debit Card. Credit cards and certain Debit cards that include prepaid cards that do not allow continuous payments are not accepted.

Yes, Payment Assist is available across a wide variety of our services including things like new tyres, brakes and large repairs. If you are unsure whether Payment Assist is available for your repair/service please contact the local centre, and they’ll be able to provide you with all the details. Contact details can be found through our local garages page.

Need some expert advice?

Finance Terms and Conditions

Payment Assist is subject to T&Cs, before applying for finance please make sure you have read and understood the full Terms and Conditions

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